2026 Tax Data, Brackets & Rates
The complete 2026 tax reference — federal brackets, FICA rates, state comparisons, standard deductions, retirement limits, and key deadlines. All sourced from IRS publications and state revenue departments. Free to cite and link.
7 rates
Federal Brackets
3 filing statuses
7
States Covered
IL, TX, FL, CA, NY, GA, VA
$176,100
SS Wage Base
6.2% OASDI
$23,500
401(k) Limit
+$7,500 catch-up
2026 Federal Tax Brackets
Single
| Bracket Range | Tax Rate |
|---|---|
| $0 – $11,925 | 10% |
| $11,926 – $48,475 | 12% |
| $48,476 – $103,350 | 22% |
| $103,351 – $197,300 | 24% |
| $197,301 – $250,525 | 32% |
| $250,526 – $626,350 | 35% |
| $626,351+ | 37% |
Married Filing Jointly
| Bracket Range | Tax Rate |
|---|---|
| $0 – $23,850 | 10% |
| $23,851 – $96,950 | 12% |
| $96,951 – $206,700 | 22% |
| $206,701 – $394,600 | 24% |
| $394,601 – $501,050 | 32% |
| $501,051 – $751,600 | 35% |
| $751,601+ | 37% |
Head of Household
| Bracket Range | Tax Rate |
|---|---|
| $0 – $17,000 | 10% |
| $17,001 – $64,850 | 12% |
| $64,851 – $137,700 | 22% |
| $137,701 – $209,400 | 24% |
| $209,401 – $275,450 | 32% |
| $275,451 – $561,500 | 35% |
| $561,501+ | 37% |
Tax brackets are marginal — only the income within each bracket is taxed at that rate. For example, a single filer earning $50,000 pays 10% on the first $11,925, 12% on the next $36,550, and so on. Use our paycheck calculator to compute your actual tax.
State Income Tax Rates
We cover these 7 states in detail with full paycheck calculators. For sales tax rates across all 50 states, visit our sales tax calculator or individual state pages (e.g., California sales tax).
FICA Tax Rates 2026
| Component | Rate |
|---|---|
| Social Security (OASDI) | 6.2% |
| Medicare (HI) | 1.45% |
| Additional Medicare | 0.9% |
| Self-Employment Tax | 15.3% |
Combined Employee FICA
7.65%
6.2% SS + 1.45% Medicare
Self-Employment Tax
15.3%
On 92.35% of net SE income
Standard Deductions 2026
| Filing Status | Deduction Amount |
|---|---|
| Single | $15,000 |
| Married Filing Jointly | $30,000 |
| Head of Household | $22,500 |
| Married Filing Separately | $15,000 |
| Additional (Age 65+ or Blind) | $1,600 (S/MFS) / $1,300 (MFJ/QW) |
Taxpayers who are 65 or older OR blind receive an additional standard deduction amount. Those who are both 65+ AND blind receive double the additional amount. Itemizing deductions may be more beneficial if your qualifying expenses exceed these amounts.
401(k) & Retirement Limits 2026
| Plan | Limit |
|---|---|
| 401(k) / 403(b) / 457 | $23,500 |
| Enhanced Catch-up | — |
| Traditional & Roth IRA | $7,000 |
| HSA — Individual | $4,300 |
| HSA — Family | $8,550 |
| Simple IRA | $16,500 |
Contribution limits are per-person. Employer matches do not count toward the employee limit but are subject to the total annual addition limit ($69,000 for 2026). Use our 401(k) calculator to project your retirement savings.
Key Tax Deadlines 2026
| Date | Event |
|---|---|
| January 15, 2026 | Q4 2025 estimated tax payment due |
| January 31, 2026 | W-2 and 1099 forms due to recipients |
| February 28, 2026 | W-2 and 1099 forms due to IRS (paper) |
| March 16, 2026 | S-Corp and Partnership tax returns due |
| March 31, 2026 | W-2 and 1099 forms due to IRS (electronic) |
| April 15, 2026 | Individual tax return (Form 1040) due — or file extension |
| April 15, 2026 | Q1 2026 estimated tax payment due |
| June 15, 2026 | Q2 2026 estimated tax payment due |
| June 15, 2026 | Tax return due for U.S. citizens abroad |
| September 15, 2026 | Q3 2026 estimated tax payment due |
| September 15, 2026 | S-Corp and Partnership extended returns due |
| October 15, 2026 | Extended individual tax returns due |
Deadlines that fall on a weekend or holiday are extended to the next business day. File Form 4868 by April 15 to get a 6-month extension (to October 15) — but an extension to file is not an extension to pay. Estimated taxes are still due quarterly.
Source & Methodology
All data on this page comes directly from official government sources. We do not estimate, round, or derive figures from secondary sources. Our methodology is straightforward:
- Federal tax brackets — IRS Revenue Procedure for annual inflation adjustments (Rev. Proc. 2025-XX)
- FICA rates & wage base — Social Security Administration and CMS publications
- State income tax rates — Each state's Department of Revenue official publications
- Standard deductions — IRS annual inflation adjustments
- Retirement contribution limits — IRS cost-of-living adjustments and SECURE 2.0 provisions
- Tax deadlines — IRS published tax calendar
We update this page within 48 hours of official government publication. If you spot an error or outdated figure, please contact us so we can correct it immediately.
Tax Data FAQ
Are these 2026 tax brackets final?
What is the Social Security wage base for 2026?
What is the self-employment tax rate for 2026?
Which states have no income tax?
What is the standard deduction for 2026?
How much can I contribute to my 401(k) in 2026?
Can I cite this data in my article or report?
Where does the data on this page come from?
No Income Tax States 2026
As of 2026, nine U.S. states levy no state income tax on wages. Two of these states (New Hampshire) tax dividends and interest but not earned income. Living in a no-income-tax state can save thousands per year, especially for high earners.
Alaska
No income tax, no state sales tax
Nevada
No income tax
New Hampshire
Tax on dividends/interest only
South Dakota
No income tax
Tennessee
No income tax (Hall tax repealed 2021)
Washington
No income tax (capital gains tax added 2022)
Wyoming
No income tax
Note: Even in states with no income tax, you still pay federal income tax and FICA (7.65% employee). Some states compensate with higher sales or property taxes. Use our state comparison tool to see the full picture.
Use This Data Freely
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