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Updated for 2026 Tax Year

Free Tax Calculators
for 2026

Ever look at your pay stub and think “wait, they took how much?” Yeah, us too. We built these calculators so you can see exactly where your money goes — federal tax, FICA, and state taxes all broken down line by line. No guesswork, no surprises.

100% FreeNo Sign-Up Required2026 Tax Data7 State Profiles

20 Free Tax Calculators

Pick the one you need. They're all free, they all use 2026 data, and none of them will ask for your email.

Most Popular

Paycheck Calculator

Federal, FICA & state take-home pay with 401(k) and HSA deductions

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IL

Illinois Tax Calculator

4.95% flat tax with $2,775 personal exemption — IL take-home pay

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TX

Texas Tax Calculator

0% state income tax — compute TX take-home pay with property tax analysis

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FL

Florida Tax Calculator

0% income tax + homestead exemption — FL take-home pay & cost of living

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CA

California Tax Calculator

1%–13.3% progressive brackets — CA take-home pay with high tax burden

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NY

New York Tax Calculator

4%–10.9% progressive + NYC tax — NY take-home pay analysis

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Finance

Mortgage Calculator

Monthly payment, amortization schedule & extra payment savings

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Planning

401(k) Retirement Calculator

Projected balance with employer match & compound annual growth

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Compare

Relocation Calculator

Compare equivalent salary between states — IL, TX, FL, CA, NY

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Invest

Capital Gains Calculator

Short-term & long-term rates: 0%/15%/20% + 3.8% NIIT

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Business

Self-Employment Calculator

15.3% SE tax on 92.35% of net income + half deduction + quarterly estimates

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Refund

Tax Refund Calculator

Estimate your federal & state tax refund — income, withholding, deductions & credits

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W-4

IRS Withholding Calculator

Calculate recommended federal withholding per paycheck & optimize your W-4 for 2026

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500K/mo

Sales Tax Calculator

Calculate sales tax for any US state with combined state + local rates. Reverse calculator included

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2025 Law

No Tax on Overtime Calculator

Calculate your savings under the 2025–2028 OT tax exemption law. Time-sensitive!

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Bonus

Bonus Tax Calculator

How much tax on your bonus? Compare 22% flat rate vs aggregate method

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Property

Property Tax Calculator

Calculate property tax for any US state. Compare all 50 states' effective rates

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Lottery

Lottery Tax Calculator

How much tax on lottery winnings? Federal + state taxes. Lump sum vs annuity comparison

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GA

Georgia Tax Calculator

5.49% progressive state tax — GA take-home pay with standard deductions

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VA

Virginia Tax Calculator

2%–5.75% progressive state tax — VA take-home pay with standard deductions

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What's Your Take-Home Pay After Taxes?

Select your salary to see exact take-home pay across all 5 states — Illinois, Texas, Florida, California, and New York.

Why We Built TheTaxCalc

Honestly? We got tired of tax calculators that felt like they were designed by the IRS. You know the ones — confusing interfaces, outdated brackets, and somehow always trying to sell you something at the end.

One of our team members moved from California to Texas a few years back. Same salary, same company — but his take-home jumped by over $8,700 a year. He had no idea the difference would be that big until the first paycheck hit. That's when we thought: everyone should be able to see this before they make big decisions.

So we built the tools we wished existed. All our calculations use the latest 2026 federal brackets, FICA rates, and state-specific tax laws — pulled straight from IRS publications and state revenue departments, not some third-party blog post.

  • 2026 Federal Tax Brackets (up to 37%)
  • FICA: Social Security (6.2%) + Medicare (1.45%)
  • SS Wage Cap: $176,100 for 2026
  • 5 State Tax Profiles: IL, TX, FL, CA, NY
  • Standard Deductions by Filing Status
  • 401(k) & HSA Pre-Tax Deductions
Start Calculating

Example: $75,000 in Illinois

Gross Annual Salary$75,000.00
Federal Tax (after $15,000 std ded)-$8,717.50
FICA (SS + Medicare)-$5,737.50
IL State Tax (4.95% on $72,225)-$3,575.14
Net Annual Take-Home$56,969.86
Effective Tax Rate24.04%
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