Free Georgia Tax Calculator — 5.49% Flat Tax

Georgia charges a flat 5.49% income tax rate for 2026. That's it — one rate for everybody, whether you're making $40K or $400K. The state moved to a flat tax system recently, and the rate has been gradually decreasing. Georgia offers a standard deduction of $5,400 for single filers and $7,100 for married filing jointly, which comes off the top before the 5.49% applies. On a $75,000 salary (single), you're taxed on $69,600 after the deduction, which comes to about $3,821 in state tax.

On top of Georgia state tax, you've got the federal progressive brackets with the $16,100 standard deduction, plus FICA at 7.65% combined. So for a single person earning $75,000, the total tax picture looks like this: roughly $7,670 federal, $5,738 FICA, and $3,821 Georgia state tax. That leaves you with about $57,771 take-home — an effective total tax rate of about 23.0%.

Georgia does offer some tax benefits worth noting. Social Security income is not taxed at the state level, and retirees aged 62+ can exclude up to $35,000 of retirement income ($70,000 for couples). That makes Georgia surprisingly competitive for retirees compared to states with higher flat rates like Illinois at 4.95% (though Illinois has a broader retirement income exemption). Property taxes in Georgia average about 0.87% — quite reasonable compared to the national average of 1.1%.

If you're considering a move to Georgia, the flat tax is predictable and easier to plan around than progressive brackets. Compare it to California's 13.3% top rate or New York's 10.9% and the savings are significant for high earners. Run the relocation calculator to see the difference for your salary.