Free Idaho Tax Calculator
Calculate your 2026 Idaho take-home pay after 5.3% flat state tax, federal tax & FICA. No sign-up.
Last reviewed: January 2026 · Tax data verified against IRS Publication 15-T & state revenue departments
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How This Calculator Works
Idaho charges a flat 5.3% income tax for 2026 — and that single number is exactly what makes Idaho unusual: it uses your federal taxable income as the starting point, with a small 0% band on the first ~$4,800 of taxable income before the 5.3% rate kicks in.
On a $75,000 salary, your federal taxable income is $58,900 after the standard deduction. Idaho taxes the first $4,811 at 0% and the remaining $54,089 at 5.3% — about $2,866. Federal tax and FICA stack on top, leaving roughly $50,000 of take-home.
Idaho gives significant retirement breaks: Social Security is fully exempt, and there's a $60,000-per-person deduction for qualifying retirement income (45+ with earned income requirements). That makes Idaho surprisingly competitive for retirees despite the 5.3% working-years rate. Grocery shoppers get an odd perk — Idaho refunds $120 per person annually ($240 for seniors) to offset grocery sales tax.
Boise adds no city income tax. Property tax averages 0.96% of home value — near the national average — while combined sales tax sits at 8.05%, mostly from the state's 6% base rate plus municipal add-ons. Idaho's overall burden is close to the national median.
Filing in Idaho: the resident return is Form 40, filed with the Idaho State Tax Commission by April 15. Idaho supports free e-file, and the grocery credit is claimed on the same form — no local returns exist.
How It's Calculated
Formula
Step-by-Step
- 1Start from federal taxable income (after the federal standard deduction) and multiply by Idaho's flat 5.695%
- 2Subtract pre-tax deductions (401(k), HSA) from gross pay to get adjusted gross income
- 3Apply the federal standard deduction ($16,100 single / $32,200 married) for federal taxable income
- 4Calculate federal tax using the 2026 progressive brackets (10%–37%) per IRS Publication 15-T
- 5Calculate FICA: 6.2% Social Security (up to $184,500) + 1.45% Medicare (no cap)
- 6Subtract all taxes and pre-tax deductions from gross pay to get net take-home pay
Example
For detailed data sources and full methodology, see our Methodology & Data Sources page.
Key Rates & Data for 2026
ID Flat Tax Rate
5.695%
ID Tax Base
Federal taxable income
Retirement Deduction (45+)
$60,000/person
ID Avg Property Tax Rate
~0.96%
ID Avg Combined Sales Tax
8.05%
Frequently Asked Questions
How does Idaho's flat tax work with the federal standard deduction?
Is Idaho a good state for retirees?
What is Idaho's grocery tax credit?
Why do some Idaho pay stubs show two state tax lines?
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