Free Maine Tax Calculator
Calculate your 2026 Maine take-home pay after progressive state tax (5.8%–7.15%), federal tax & FICA. No sign-up.
Last reviewed: January 2026 · Tax data verified against IRS Publication 15-T & state revenue departments
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How This Calculator Works
Maine keeps income tax compact: three brackets. 5.8% on your first $27,450 of taxable income (single), 6.75% up to $65,450, and 7.15% above that. The state standard deduction is $14,600 single / $29,200 married — deliberately set at 90% of the federal deduction, which is higher than most states' standalone deductions.
A $76,000 single salary: taxable income after the $14,600 deduction is $61,400. The first $27,450 costs 5.8% ($1,592), the next $38,000 costs 6.75% ($2,565), leaving roughly $4,157 total — a 5.5% effective rate. Portland adds no city income tax. Maine has no local income taxes anywhere in the state.
Maine graduates its retirement relief by income: Social Security is exempt for households under $85,000 AGI (phasing out above), and pension income gets a $10,000 exclusion per person for those under the income caps. The state also runs a unique "Pension Income Deduction" schedule — worth reviewing if you're retiring to Maine.
Property tax runs 1.09% average, right at the national norm, while combined sales tax is 5.5% — bottom-10 nationally. Maine's total burden is moderate; the 7.15% top bracket matters mainly for six-figure earners, and the state's generous standard deduction helps everyone.
Filing in Maine: the resident return is Form 1040ME, due to Maine Revenue Services by April 15. Maine offers free e-file, and the 90%-of-federal standard deduction is applied automatically.
How It's Calculated
Formula
Step-by-Step
- 1Run Maine's three brackets (5.8%, 6.75%, 7.15%) after the state standard deduction ($14,600 single)
- 2Subtract pre-tax deductions (401(k), HSA) from gross pay to get adjusted gross income
- 3Apply the federal standard deduction ($16,100 single / $32,200 married) for federal taxable income
- 4Calculate federal tax using the 2026 progressive brackets (10%–37%) per IRS Publication 15-T
- 5Calculate FICA: 6.2% Social Security (up to $184,500) + 1.45% Medicare (no cap)
- 6Subtract all taxes and pre-tax deductions from gross pay to get net take-home pay
Example
For detailed data sources and full methodology, see our Methodology & Data Sources page.
Key Rates & Data for 2026
ME Tax Brackets
5.8% / 6.75% / 7.15%
ME Standard Deduction (Single)
$14,600
Pension Exclusion (per person)
$10,000
ME Avg Property Tax Rate
~1.09%
ME Avg Combined Sales Tax
5.5% (bottom-10)
Frequently Asked Questions
How does Maine set its standard deduction?
Does Maine tax Social Security?
What pension exclusion does Maine offer?
How low are Maine's sales taxes?
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