Free Virginia Tax Calculator

Virginia uses a progressive income tax with four brackets ranging from 2% to 5.75%. The 2% rate applies to your first $3,000 of taxable income (single) or $6,000 (married), then 3% up to $5,000/$10,000, 5% up to $17,000/$34,000, and 5.75% on everything above that. For most working professionals, the majority of your income falls into the 5.75% bracket. Virginia's standard deduction is $8,000 for single filers and $16,000 for married filing jointly — actually quite generous compared to states like California ($6,083) or Illinois (which has no standard deduction, just a $2,775 personal exemption).

Let's run a real example. A single person earning $80,000 in Virginia: after the $8,000 standard deduction, taxable income is $72,000. Virginia tax comes to roughly $3,762.50. Add federal tax of about $9,660 and FICA of $6,120, and total taxes are about $19,542 — leaving you with roughly $60,458 take-home. That's an effective total tax rate of about 24.4%. Not bad compared to California or New York.

Virginia has some decent tax benefits. Social Security benefits are fully exempt from state tax. Military pay is also exempt for Virginia National Guard members (up to $3,000) and active duty pay is exempt for those serving in a combat zone. The state also offers a deduction for long-term capital gains from certain qualifying investments. Property taxes average about 0.82%, which is below the national average of 1.1%.

One thing to watch: Virginia doesn't allow local income taxes, unlike some states where cities or counties add their own tax on top. What you see at the state level is what you pay. That's different from New York City's 3.876% city tax or the local taxes in some Pennsylvania and Ohio municipalities.