Free Pennsylvania Tax Calculator

Pennsylvania has a flat 3.07% income tax rate — one of the lowest flat rates in the country. The catch? There's no state standard deduction and no personal exemption. Every dollar of taxable income gets hit with 3.07%, period. For a $75,000 salary, that's $2,302.50 in state tax. The low rate helps, but the lack of deductions means the tax applies to your full income from dollar one.

On top of the state tax, Pennsylvania allows local earned income taxes (EIT) that vary by municipality. Philadelphia is the big one — residents pay an additional 3.75% city wage tax (non-residents working in Philly pay 3.44%). That brings the combined state and city rate to 6.82% for Philadelphia residents, which is more than double the base state rate. Most other municipalities have much lower EIT rates, typically 1%–2%.

Pennsylvania doesn't tax Social Security benefits or most retirement income, including pensions and 401(k) distributions for residents 59½ and older. Property taxes average about 1.36%, which is above the national average. Combined sales tax is 6% statewide with some local add-ons. At 3.07% base rate, Pennsylvania is attractive for earners outside Philadelphia — compare it to neighboring states like New Jersey or Ohio to see the difference.