Free Louisiana Tax Calculator
Calculate your 2026 Louisiana take-home pay after the 3% flat state tax, federal tax & FICA. No sign-up.
Last reviewed: January 2026 · Tax data verified against IRS Publication 15-T & state revenue departments
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How This Calculator Works
Louisiana uses a flat 3% income tax for 2026: the flat rate (effective 2025) replaced the old 1.85%-4.75% bracket system. Louisiana pairs it with a generous standard deduction of $12,875 single / $25,750 married plus a $4,500 deduction per dependent. The federal standard deduction does NOT apply — the state deduction stands alone, which keeps the effective rate low for middle earners.
The math on $70,000 single: taxable income after the $12,875 state deduction is $57,125, all of it taxed at the flat 3% — about $1,714, a strikingly low 2.4% effective rate. Louisiana is genuinely one of the cheapest income-tax states for middle earners.
Louisiana fully exempts Social Security and gives a generous retirement exclusion: up to $6,000 per person of annual retirement income (pensions, 401(k), IRA) escapes state tax, plus military pensions are fully exempt. New Orleans adds no city income tax on wages (there's a peculiar occupational license tax for businesses, not employees).
Property tax averages 0.74% — low — but sales tax is the opposite: 9.55% combined average, the HIGHEST in the nation, driven by a 4.45% state rate plus some of the country's highest local add-ons. Louisiana's revenue model shifts burden from income/property to consumption, which is worth factoring into relocation math.
Filing in Louisiana: the resident return is Form IT-540, sent to the Louisiana Department of Revenue — and Louisiana's deadline is May 15, a full month after the federal deadline, the latest state filing deadline in the country. Free e-file is available.
How It's Calculated
Formula
Step-by-Step
- 1Subtract the $12,875 standard deduction ($25,750 married), then apply the flat 3% rate
- 2Subtract pre-tax deductions (401(k), HSA) from gross pay to get adjusted gross income
- 3Apply the federal standard deduction ($16,100 single / $32,200 married) for federal taxable income
- 4Calculate federal tax using the 2026 progressive brackets (10%–37%) per IRS Publication 15-T
- 5Calculate FICA: 6.2% Social Security (up to $184,500) + 1.45% Medicare (no cap)
- 6Subtract all taxes and pre-tax deductions from gross pay to get net take-home pay
Example
For detailed data sources and full methodology, see our Methodology & Data Sources page.
Key Rates & Data for 2026
LA Flat Tax Rate
3% (2026)
LA Standard Deduction
Federal SD ($16,100)
LA Avg Property Tax Rate
~0.74%
LA Avg Combined Sales Tax
9.55% (HIGHEST US)
Retirement Exclusion
$6,000/person + military
Frequently Asked Questions
Why is Louisiana so cheap for middle-income earners?
Which state has the highest sales tax in the US?
Does New Orleans have a city income tax?
How much retirement income is exempt in Louisiana?
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